Search: For - Banking

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Banking on BRICS to deliver
Mar 27, 2012

Banking on BRICS to deliver

BRICS is in transition and cannot afford to lose growth momentum. Multilateral institutions such as a BRICS Bank can aid in sustaining directed, equitable and resilient growth.

Banking on each other: India, Russia and the new era of global politics
Dec 06, 2021

Banking on each other: India, Russia and the new era of global politics

President Putin’s visit to New Delhi to meet Prime Minister Narendra Modi is hugely symbolic and strategic

70 Policies — Banking Regulation Act, 1949
Aug 01, 2018

70 Policies — Banking Regulation Act, 1949

Stability of banks has been RBI’s sole focus for the past 70 years, an idea the central bank has nurtured since its nationalisation in 1948.

Asian Infrastructure Investment Bank: A new banking alternative
Nov 11, 2014

Asian Infrastructure Investment Bank: A new banking alternative

Considering India's immense infrastructural needs, the AIIB has opened a fresh window for financing in which there will hopefully be fewer conditions and hassles. All other less developing countries will also be able to access loans easily.

Budget 2023: Banking on India’s optimism for the future
Feb 02, 2023

Budget 2023: Banking on India’s optimism for the future

Geopolitical realignments and deft footwork by our diplomats have put India in a favourable position versus the rest of the world

China’s banking crisis is a litmus test of Xi’s anti-corruption campaign
Jul 18, 2022

China’s banking crisis is a litmus test of Xi’s anti-corruption campaign

The recent banking crisis in Henan throws light on the corruption that is rampant at the lower rungs of the Chinese bureaucracy.

India needs more banking services
May 05, 2014

India needs more banking services

Banking to be inclusive would require greater financial literacy and gender equality. All banks should include women, especially poorer ones, in their financial services. Perhaps later on, more banking licences would be granted, perhaps even to big industrial groups.

Mobile banking for universal financial inclusion in India: A translation into reality
Apr 02, 2019

Mobile banking for universal financial inclusion in India: A translation into reality

There is a strong case to be made for leveraging mobile banking systems in order to increase the quotient of financial inclusion in the country.

Need to fix banking sector woes to revive economy
Jun 13, 2014

Need to fix banking sector woes to revive economy

Big ticket reforms promised by Mr. Narendra Modi are likely to resume stalled projects and revive business climate. However, if India is to return to its erstwhile double digit growth, the importance of banking sector reforms cannot be overstated.

New ideas in the Union Budget: Banking more on market mechanism
Apr 01, 2011

New ideas in the Union Budget: Banking more on market mechanism

The government has to ensure that rural roads are constructed and not just "state of the art" modern highways. The interests of the rural people have to be protected, and the government has to regulate and monitor the private sector's participation.

Open Financial Technologies: Asia’s first neo-banking platform for SMBs and startups
Nov 02, 2020

Open Financial Technologies: Asia’s first neo-banking platform for SMBs and startups

We look for self-starters, we look for people who do not settle, we look for people who have done something of their own before.

The banking crisis in Afghanistan
Sep 09, 2022

The banking crisis in Afghanistan

The Biden administration’s decision to bar DAB’s access to forex reserves has caused tremendous hardships to the Afghan people. Creating new susta

17वां CII-एग्ज़िम बैंक कॉन्क्लेव: भारत-अफ़्रीका विकास भागीदारी की संभावना
Aug 30, 2022

17वां CII-एग्ज़िम बैंक कॉन्क्लेव: भारत-अफ़्रीका विकास भागीदारी की संभावना

हाल ही में भारत में संपन्न CII-एग्ज़िम बैंक कॉन्क्लेव से व्�

70 Policies — State Bank of India Act, 1955
Aug 03, 2018

70 Policies — State Bank of India Act, 1955

Through the six decades of SBI’s presence, the initial objective of extending “banking facilities on a large scale, more particularly in the rural

Avoiding a Great Depression
Jul 01, 2015

Avoiding a Great Depression

India need to do more to speed up its own financial sector reforms and make it stronger because the percentage of NPAs has reached a dangerous level of 4.45 per cent and could reach 6 per cent soon. Unless the banking system is strong, India cannot be on a higher trajectory of growth.

Bangladesh’s economic future: A seven-point agenda
Jan 11, 2024

Bangladesh’s economic future: A seven-point agenda

With Awami League winning the 4th consecutive term, this re-election opens up interesting implications for the country’s economic future

Can the dollar hedge itself against upcoming global financial hegemonies?
Jun 21, 2023

Can the dollar hedge itself against upcoming global financial hegemonies?

The need for a more multipolar global currency system is being raised amidst the rise of newer currencies and growing criticism of the US dollar

Central Bank Digital Currency in India: Deeper engagement and thorough exploration needed before execution
May 21, 2020

Central Bank Digital Currency in India: Deeper engagement and thorough exploration needed before execution

Maximising the effectiveness of fulfilling the essential functions of fiat money should be the primary objective of CBDC.

Finding innovative solutions to India’s NPA woes
Aug 21, 2023

Finding innovative solutions to India’s NPA woes

Accumulated non-performing assets (NPAs) in the Indian banking system, specifically in the public sector banks (PSBs), have adverse effects on credit disbursement. An increasing amount of bad loans have prompted the banks to be extra cautious, which has dried the credit channel. Two components are key in resolving the NPA problem: the immediate task of resolving the current accumulation in the PSBs, and the more important long-term task of ensuri

Governing digital economy and finance in Indonesia
Oct 26, 2022

Governing digital economy and finance in Indonesia

The growth of Indonesia’s economy has to factor in regulating the digital economy, which has already proven to be a resilient and growing sector dur

Investors: The 'take off' and 'landing' mode
Sep 28, 2004

Investors: The 'take off' and 'landing' mode

The Prime Minister's first visit to the UK and US after he assumed office was preceded by a flurry of activity. The Cabinet approved the promulgation of three ordinances pertaining to Banking Regulation (Amendment and Miscellaneous Provisions), Securities Contract (Regulations) Act 1956 as well as

Is Pakistan an unviable state? A numerical investigation
Jun 21, 2019

Is Pakistan an unviable state? A numerical investigation

For now, Pakistan is banking upon its time tested modus operandi of tiding over the immediate crisis by giving in to whatever is demanded of it, and t

Modi 2.0: Different economic strokes?
May 28, 2019

Modi 2.0: Different economic strokes?

Modi 2.0 must be about deregulating the economy and improving core regulatory skills to monitor and punish deviations without snuffing out the freedom to innovate, grow or diversify, which are at the heart of entrepreneurship.

Must banks be big to succeed?
Nov 11, 2022

Must banks be big to succeed?

The bulk of the new banking consumers are digital natives and don’t think of branches as an interface for financial transactions

Negotiating the G20 Brisbane summit
Oct 29, 2014

Negotiating the G20 Brisbane summit

The Australian presidency of the G20 has witnessed a focus on the fundamentals: trade, tax issues, infrastructure, employment and banking.

Next step for the bank reforms
Dec 26, 2017

Next step for the bank reforms

Banking is the only prominent sector within the Indian economy where private corporations are dwarfed by public entities. The sector needs to be recti

ORF researcher bags NIXI fellowship
Oct 19, 2010

ORF researcher bags NIXI fellowship

ORF Senior Fellow Dr. R. Swaminathan will work on mobile banking solutions for financial inclusion and prepare a policy document for the government.

Seasoned faces who could aid the return of America
Dec 02, 2020

Seasoned faces who could aid the return of America

In line with his agenda of restoring America’s place in the world, Biden is banking on Obama-era liberal internationalists

The Only Way to Make Climate Progress
Jan 18, 2024

The Only Way to Make Climate Progress

Green technology and capital is concentrated in rich countries. Here’s how to address the north-south divide.

Utilising blockchain for cross-border payments: Implications for India
Aug 20, 2023

Utilising blockchain for cross-border payments: Implications for India

Cross-border payment is one part of the banking sector that has yet to benefit from recent progress in digitalisation. Most international transactions are still processed using a 600-year-old correspondent banking system devised by the Medici.[1] However, this system of manual entry of transactions is not a scalable solution for the burgeoning digital payments space. While this may seem like an issue for institutions, a huge segment of the popul

Where’s the big idea? FM got optics wrong
Oct 26, 2017

Where’s the big idea? FM got optics wrong

Using disinvestment proceeds to inject public finance into private companies is a great idea.

Will national elections compromise Spain’s moment under the sun?
Jul 03, 2023

Will national elections compromise Spain’s moment under the sun?

Even though Spanish politicians are pacifying fears that the national elections would not affect its EU presidency, a change of guard would most likel

अफगाणिस्तानमधील बँकिंग संकट
Jul 28, 2023

अफगाणिस्तानमधील बँकिंग संकट

डीएबीच्या फॉरेक्स रिझर्व्हमध्ये प्रवेश रोखण्याच्या बिडेन प्रशासनाच्या निर्णयामुळे अफगाण लोकांना प्रचंड त्रास झाला आहे. कमाईचे नवीन शाश्वत प्रकार तयार करणे हे सध्याच�

अर्थसंकल्प 2023: भविष्यासाठी भारताच्या आशावादावर बँकिंग
Sep 05, 2023

अर्थसंकल्प 2023: भविष्यासाठी भारताच्या आशावादावर बँकिंग

भू-राजकीय पुनर्रचना आणि आमच्या मुत्सद्द्यांद्वारे चतुराईने पाऊल उचलल्यामुळे भारताला उर्वरित जगाच्या तुलनेत अनुकूल स्थितीत आणले आहे.

जैवबँकेसंदर्भात जागतिक प्रशासन असण्याच्या गरजेवर भारताचा संभाव्य प्रभाव
Oct 12, 2023

जैवबँकेसंदर्भात जागतिक प्रशासन असण्याच्या गरजेवर भारताचा संभाव्य प्रभाव

जैवबँक हा जैवभांडाराचा एक प्रकार आहे, ज्यात जीवशास्त्रीय संशोधनात वापरण्यासाठीचे जैविक नमुने (सामान्यतः मानवी) संग्रहित केले जातात आणि त्याचे परिणाम विविध देशांतील लो�

बांगलादेशचे आर्थिक भविष्य : 7 मुद्द्यांचा अजेंडा
Feb 02, 2024

बांगलादेशचे आर्थिक भविष्य : 7 मुद्द्यांचा अजेंडा

बांगलादेशमध्ये अवामी लीगने सलग चौथ्यांदा विजय मिळवला. य�

भारत-रशिया संबंध आणि जागतिक राजकारण
Dec 10, 2021

भारत-रशिया संबंध आणि जागतिक राजकारण

भारत-रशिया संबंध सुधारण्यात ऊर्जा क्षेत्र महत्त्वाची भूमिका बजावणार आहे. यात जीवाश्म इंधनासोबतच आण्विक उर्जेचाही समावेश असेल.

भारत-रशिया संबंध आणि जागतिक राजकारण
Dec 10, 2021

भारत-रशिया संबंध आणि जागतिक राजकारण

भारत-रशिया संबंध सुधारण्यात ऊर्जा क्षेत्र महत्त्वाची भूमिका बजावणार आहे. यात जीवाश्म इंधनासोबतच आण्विक उर्जेचाही समावेश असेल.

भारत-रशिया संबंध आणि जागतिक राजकारण
Dec 10, 2021

भारत-रशिया संबंध आणि जागतिक राजकारण

भारत-रशिया संबंध सुधारण्यात ऊर्जा क्षेत्र महत्त्वाची भूमिका बजावणार आहे. यात जीवाश्म इंधनासोबतच आण्विक उर्जेचाही समावेश असेल.

मंदींचे उत्तर बँकिंग क्षेत्राकडे
Jan 28, 2020

मंदींचे उत्तर बँकिंग क्षेत्राकडे

मध्यम आणि लघुउद्योगांना कर्जपुरवठा वाढून, त्यांचे पुनरुज्जीवन होणे गरजेचे आहे. त्याशिवाय रोजगारात वाढ होणार नाही आणि मंदीतून सावरणेही शक्य होणार नाही.

सुरक्षित डिजिटल व्यवहारांच्या दिशेने…
Apr 28, 2021

सुरक्षित डिजिटल व्यवहारांच्या दिशेने…

रिझर्व्ह बँकेच्या नव्या धोरणामुळे देशातील वित्तीय तंत्रज्ञान (Fintech) उद्योगाला बळकटी मिळणार आहे. त्यामुळे डिजिटल पेमेन्ट्स क्षेत्रात आनंदाचे वातावरण आहे.

स्पेनमधील राष्ट्रीय निवडणुकांचा परराष्ट्र धोरणावर परिणाम होईल का?
Oct 10, 2023

स्पेनमधील राष्ट्रीय निवडणुकांचा परराष्ट्र धोरणावर परिणाम होईल का?

राष्ट्रीय निवडणुकांमुळे जरी स्पॅनिश राजकारणी युरोपियन युनियनच्या अध्यक्षपदावर येण्याची शक्यता नाकारता येत नाही. या बदलाचा परिणाम मात्र प्रगतीवर होण्याची शक्यता आहे.