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चीन का डिजिटल युआन (e-CNY) अब एक नए दौर में है. जनवरी 2026 से इस पर �

What began as emergency financial assistance during the economic crisis has evolved into a more dynamic partnership encompassing digital payments, ban

Cambodia’s adoption of tokenised deposits reflects a broader trend—where regulators seek to harness the benefits of digital finance without destab

Research highlights the potential for deepfakes to undermine trust in online identity verification processes, which have come a long way in reducing t

बांगलादेशमध्ये अवामी लीगने सलग चौथ्यांदा विजय मिळवला. य�

With Awami League winning the 4th consecutive term, this re-election opens up interesting implications for the country’s economic future

Financial institutions must tread a fine line between regulating technological innovation and stifling innovation

Even though Spanish politicians are pacifying fears that the national elections would not affect its EU presidency, a change of guard would most likel

The need for a more multipolar global currency system is being raised amidst the rise of newer currencies and growing criticism of the US dollar

Geopolitical realignments and deft footwork by our diplomats have put India in a favourable position versus the rest of the world

भू-राजनीति के प्रतिस्पर्धी कोष्ठागारों (साइलोज़, यानी ऐस

The growth of Indonesia’s economy has to factor in regulating the digital economy, which has already proven to be a resilient and growing sector dur

বাইডেন প্রশাসনের বৈদেশিক মুদ্রাভাণ্ডারে ডি এ বি-র প্রবে�

विदेशी मुद्रा भंडार तक अफ़ग़ानिस्तान के केंद्रीय बैंक (ड

The Biden administration’s decision to bar DAB’s access to forex reserves has caused tremendous hardships to the Afghan people. Creating new susta

हाल ही में भारत में संपन्न CII-एग्ज़िम बैंक कॉन्क्लेव से व्�

चीन के हेनान प्रांत में पैदा हुए बैंकिंग के हालिया संकट न�

The recent banking crisis in Henan throws light on the corruption that is rampant at the lower rungs of the Chinese bureaucracy.

President Putin’s visit to New Delhi to meet Prime Minister Narendra Modi is hugely symbolic and strategic

हम ऐसे लोगों की खोज करते हैं जो अपने स्तर पर काम करने का हु�

We look for self-starters, we look for people who do not settle, we look for people who have done something of their own before.

Moral hazarding has no place in a tough-as-nails situation as collections and turnaround.

Maximising the effectiveness of fulfilling the essential functions of fiat money should be the primary objective of CBDC.

For now, Pakistan is banking upon its time tested modus operandi of tiding over the immediate crisis by giving in to whatever is demanded of it, and t

There is a strong case to be made for leveraging mobile banking systems in order to increase the quotient of financial inclusion in the country.

Through the six decades of SBI’s presence, the initial objective of extending “banking facilities on a large scale, more particularly in the rural

Banking is the only prominent sector within the Indian economy where private corporations are dwarfed by public entities. The sector needs to be recti

BRICS is in transition and cannot afford to lose growth momentum. Multilateral institutions such as a BRICS Bank can aid in sustaining directed, equitable and resilient growth.

Considering India's immense infrastructural needs, the AIIB has opened a fresh window for financing in which there will hopefully be fewer conditions and hassles. All other less developing countries will also be able to access loans easily.

Goals of universal financial inclusion have acquired new wings in India, with the mobile phone now seen as a catalyst in realising such aspirations. This brief analyses India’s performance in leveraging mobile phones for financial inclusion. It throws light not only on the various factors that have propelled the use of mobile banking, but also those that have served as obstacles for such use. The brief also proposes a strategy that has been dev

Banking to be inclusive would require greater financial literacy and gender equality. All banks should include women, especially poorer ones, in their financial services. Perhaps later on, more banking licences would be granted, perhaps even to big industrial groups.

As data drives technological innovation in finance, open banking has gained global relevance. India has advanced in this domain through initiatives like the India Stack, as well as frameworks such as the Data Empowerment and Protection Architecture (DEPA) and the Account Aggregator (AA) framework. Additionally, the Digital Personal Data Protection (DPDP) Act is increasingly shaping India’s open banking landscape. Given the importance of data pr

Big ticket reforms promised by Mr. Narendra Modi are likely to resume stalled projects and revive business climate. However, if India is to return to its erstwhile double digit growth, the importance of banking sector reforms cannot be overstated.

The government has to ensure that rural roads are constructed and not just "state of the art" modern highways. The interests of the rural people have to be protected, and the government has to regulate and monitor the private sector's participation.

India need to do more to speed up its own financial sector reforms and make it stronger because the percentage of NPAs has reached a dangerous level of 4.45 per cent and could reach 6 per cent soon. Unless the banking system is strong, India cannot be on a higher trajectory of growth.

As digital infrastructure and financial technologies proliferate in India, embedding finance into non-financial platforms has emerged as a compelling business innovation. Across a range of domains, from e-commerce to agritech, embedded finance promises to increase financial inclusion, improve user experience, and enhance the monetisation capabilities of digital platforms. This brief explores the conceptual foundations, current landscape, key oppo

Microfinance, which began in India 50 years ago, extends credit, insurance, loans, access to savings accounts, and money transfers to small business owners and entrepreneurs, especially those not served by the conventional banking system, or indeed the rest of the financial sector. This paper traces the history of microfinance in India and evaluates its impact. It finds that although the microfinance sector has emerged as a salient player in Indi

In many African countries—some of the most unbanked areas in the world—digital banking applications are redefining what it is to bank in economies with shallow penetration of the formal banking sector, representing an innovative force that is breaking new ground in the long-standing challenge of financial inclusion. This brief explores the emerging world of fintech in the context of Africa, outlining why financial technology applications are

Accumulated non-performing assets (NPAs) in the Indian banking system, specifically in the public sector banks (PSBs), have adverse effects on credit disbursement. An increasing amount of bad loans have prompted the banks to be extra cautious, which has dried the credit channel. Two components are key in resolving the NPA problem: the immediate task of resolving the current accumulation in the PSBs, and the more important long-term task of ensuri

The Prime Minister's first visit to the UK and US after he assumed office was preceded by a flurry of activity. The Cabinet approved the promulgation of three ordinances pertaining to Banking Regulation (Amendment and Miscellaneous Provisions), Securities Contract (Regulations) Act 1956 as well as

Modi 2.0 must be about deregulating the economy and improving core regulatory skills to monitor and punish deviations without snuffing out the freedom to innovate, grow or diversify, which are at the heart of entrepreneurship.