Search: For - fintech

59 results found

Fintech in India: Can the trust stack up?
Nov 27, 2021

Fintech in India: Can the trust stack up?

Providing a human interface at crucial touch points such consent, disclosure, and grievance redressal will allow for trust in fintech to rise, driving

Fintech industry: The great equaliser for women
Sep 30, 2021

Fintech industry: The great equaliser for women

The pandemic has accelerated digitalisation, which can be used as an opportunity to bridge the gender digital divide in India.

Creating world class fintech hubs in India
Sep 06, 2018

Creating world class fintech hubs in India

Beyond the basic building blocks, for a hub to work effectively, its ‘ecosystem’ needs to function as an integrated system with feedback loops and

Engendering fintech lending to power women’s entrepreneurship
Jun 13, 2022

Engendering fintech lending to power women’s entrepreneurship

To boost women’s entrepreneurship in India, fintech lending should become more gender-inclusive.

Incumbent financiers Vs FinTechs: Why Indian financial regulators should not have favourites yet…
Oct 14, 2022

Incumbent financiers Vs FinTechs: Why Indian financial regulators should not have favourites yet…

The pace of digital innovation far outstrips regulatory oversight; a drastic change in regulatory considerations is the need of the hour

Regulatory Sandboxes: Decoding India’s attempt to Regulate Fintech Disruption
May 24, 2023

Regulatory Sandboxes: Decoding India’s attempt to Regulate Fintech Disruption

In August 2019, the Reserve Bank of India (RBI) released its final guidelines for a regulatory sandbox for fintech firms.[1] Technology innovations are disrupting the traditional financial sector, and the RBI’s regulatory sandbox exercise is an attempt to be more agile and absorb some of this disruption. ‘Sandboxes’ give regulators a chance to work with fintech innovators, mitigate potential risks and develop evidence-based policy, while fi

The Fintech Landscape in India and Africa: A Primer
Aug 16, 2023

The Fintech Landscape in India and Africa: A Primer

The adoption of digital payments has risen exponentially over the past decade in many countries including India and those in the African continent. In India, the growth has run parallel to rapid mobile penetration, aided by initiatives like Aadhaar, the Unified Payments Interface (UPI), and IndiaStack, as well as the unintended push factor created by demonetisation in November 2016. This brief discusses the landscape of fintech—‘finan

The need for nuance in African fintech
Aug 01, 2023

The need for nuance in African fintech

The economies of sub-Saharan Africa differ, and trying to replicate fintech solutions from one part of the continent to the other can have the same ef

Youth Skills Day 2022: Assessing the skills gap in fintech
Jul 15, 2022

Youth Skills Day 2022: Assessing the skills gap in fintech

A holistic policy and research response are required to address the lacunae witnessed in the skill landscape in India’s fintech industry.

BNPL—The regulatory conundrum?
Apr 30, 2022

BNPL—The regulatory conundrum?

With regard to the growing use of BNPL, the RBI would have to strike a balance to allow innovation and yet have all safeguards in place.

COVID19 will test the limits of the privacy debate
Apr 02, 2020

COVID19 will test the limits of the privacy debate

What happens to the extensive surveillance apparatus once the crisis passes? What will be the steps to dismantle it?

COVID19 will test the limits of the privacy debate
Apr 02, 2020

COVID19 will test the limits of the privacy debate

What happens to the extensive surveillance apparatus once the crisis passes? What will be the steps to dismantle it?

CPC’s tryst with private regulatory interventionism
Apr 06, 2023

CPC’s tryst with private regulatory interventionism

The array of financial institutional reforms proposed at the ‘Two Sessions’ is indicative of continued regulatory interventionism by the CPC

Embedded finance: Catalysing growth in India in 2023
Feb 01, 2023

Embedded finance: Catalysing growth in India in 2023

The future of embedded finance in India looks promising, and 2023 could be a decisive year for its development

Impact of financial regulations on consumer financial behaviour
Jun 27, 2023

Impact of financial regulations on consumer financial behaviour

A balanced and flexible regulatory environment that can accommodate the changing needs of consumers while protecting their interests is required

India and East Africa: Cooperation as the key to Financial Inclusion
Oct 30, 2019

India and East Africa: Cooperation as the key to Financial Inclusion

Financial Inclusion can help formalise the economy, increase transparency and efficiency, and provide financial stability for India and Africa.

India@76: Batting hard for an African seat in the G20
Aug 14, 2023

India@76: Batting hard for an African seat in the G20

In its efforts to be the voice of the Global South, India has continued to push for an African Union seat at the G20 during its presidency

Indian startups and Chinese venture capital: The strategic dimension
Sep 11, 2019

Indian startups and Chinese venture capital: The strategic dimension

How does it play out in the larger technology war involving the US and China?

Indian TechFin: Are regulations sufficient enough?
Nov 28, 2022

Indian TechFin: Are regulations sufficient enough?

The emergence of Indian TechFin has posed regulatory challenges that need to be addressed

Indian TechFin: क्या हमारे पास उपलब्ध नियम-क़ायदे पर्याप्त हैं?
Dec 28, 2022

Indian TechFin: क्या हमारे पास उपलब्ध नियम-क़ायदे पर्याप्त हैं?

भारतीय टेकफिन के उत्थान ने विनियामक चुनौतियां पेश की हैं

India’s ‘onshoring’ vision with GIFT City
Feb 26, 2024

India’s ‘onshoring’ vision with GIFT City

India’s GIFT City aspires to integrate its economy into the global financial system, ensure capital flow and connectivity with global financial mark

Microfinance, low-income borrowers, and digital loans: Good intent, mixed signals
May 04, 2022

Microfinance, low-income borrowers, and digital loans: Good intent, mixed signals

To ensure responsible borrowing, FinTechs should build a credit assessment framework that the microfinance industry can adopt to help keep low-income

Must banks be big to succeed?
Nov 11, 2022

Must banks be big to succeed?

The bulk of the new banking consumers are digital natives and don’t think of branches as an interface for financial transactions

On the freeway to net zero
Jun 01, 2023

On the freeway to net zero

India can achieve net zero only if its renewable electricity capacity reaches 1,000 GW, a proper gigawatt-sized storage is available, and a resilient

Open Financial Technologies: Asia’s first neo-banking platform for SMBs and startups
Nov 02, 2020

Open Financial Technologies: Asia’s first neo-banking platform for SMBs and startups

We look for self-starters, we look for people who do not settle, we look for people who have done something of their own before.

Revisiting the “paradox of thrift”: India’s Union Budget 2022 through a holistic development lens
Feb 01, 2022

Revisiting the “paradox of thrift”: India’s Union Budget 2022 through a holistic development lens

Budget 2022’s attempt to deal with critical challenges that the Indian economy will face is welcome, but a more holistic approach is still the need

Simpl: Platform for simplifying payments and credit wallet
Nov 03, 2020

Simpl: Platform for simplifying payments and credit wallet

India is ahead of the entire world when it comes to fintech. This is an unprecedented time, ripe for entrepreneurship.

Sustainable semiconductor: भारत के लिए टिकाऊ सेमीकंडक्टर हासिल करने का मिशन!
Jul 26, 2023

Sustainable semiconductor: भारत के लिए टिकाऊ सेमीकंडक्टर हासिल करने का मिशन!

अब जबकि भारत सेमीकंडक्टर का अगला बड़ा केंद्र बनने की दिश�

The rationale behind a global stack
Oct 21, 2019

The rationale behind a global stack

Elevate digital cooperation to an interministerial level, promoting India’s advancements globally

अफ्रीका का तेज़ी से उभरता क्षेत्र: फिनटेक का विकास
Aug 03, 2023

अफ्रीका का तेज़ी से उभरता क्षेत्र: फिनटेक का विकास

वित्तीय तकनीक जिसे अब आम तौर पर फिनटेक कहा जाता है, वो कार�

अफ्रीका का तेज़ी से उभरता क्षेत्र: फिनटेक का विकास
Apr 30, 2022

अफ्रीका का तेज़ी से उभरता क्षेत्र: फिनटेक का विकास

वित्तीय तकनीक जिसे अब आम तौर पर फिनटेक कहा जाता है, वो कार�

आर्थिक देखरेखीसाठी डेटा ही दुधारी तलवार आहे का?
May 19, 2023

आर्थिक देखरेखीसाठी डेटा ही दुधारी तलवार आहे का?

नियामकांसाठी डेटा ही पुढील मोठी दरी आहे, वित्तीय व्यवस्थेत त्याचे वाढते महत्त्व आणि त्याच्या व्यवस्थापनातील आव्हाने.

क्रिप्टोचा डिजिटल हाजी मस्तान व्हायला नको
Dec 14, 2021

क्रिप्टोचा डिजिटल हाजी मस्तान व्हायला नको

क्रिप्टोवर बंदी घालण्यासारख्या अति-प्रतिबंधात्मक नियमनातून, डिजिटल स्वरुपातील हाजी मस्तान तयार होण्याची शक्यता नाकारता नाही.

क्रिप्टोचा डिजिटल हाजी मस्तान व्हायला नको
Dec 14, 2021

क्रिप्टोचा डिजिटल हाजी मस्तान व्हायला नको

क्रिप्टोवर बंदी घालण्यासारख्या अति-प्रतिबंधात्मक नियमनातून, डिजिटल स्वरुपातील हाजी मस्तान तयार होण्याची शक्यता नाकारता नाही.

डिजिटल नाविन्यपूर्णतेचा वेग
Aug 05, 2023

डिजिटल नाविन्यपूर्णतेचा वेग

डिजिटल नाविन्यपूर्णतेचा वेग नियामक निरीक्षणापेक्षा अधिक आहे; नियामक विचारांमध्ये कठोर बदल करणे ही काळाची गरज आहे.

नियमों के बहाने निजी क्षेत्र में चीन की कम्युनिस्ट पार्टी की दख़लंदाज़ी की कोशिश
Apr 10, 2023

नियमों के बहाने निजी क्षेत्र में चीन की कम्युनिस्ट पार्टी की दख़लंदाज़ी की कोशिश

चीन के ‘टू सेशंस’ में वित्तीय संस्थागत सुधारों के लिए आए �

फिनटेक उद्योगों में महिलाओं को मिल रहा है पुरुषों के बराबर अवसर!
Oct 18, 2021

फिनटेक उद्योगों में महिलाओं को मिल रहा है पुरुषों के बराबर अवसर!

महामारी ने डिजिटलाइज़ेशन को बढ़ावा दिया है, जिसे भारत मे�

फिनटेकचे सहकार्य महिला उद्योगाला सामर्थ्यवान करण्यासाठी
Apr 18, 2023

फिनटेकचे सहकार्य महिला उद्योगाला सामर्थ्यवान करण्यासाठी

भारतातील महिला उद्योजकतेला चालना देण्यासाठी, फिनटेक कर्ज अधिक समावेशक बनले पाहिजे.

फिन्टेक उद्योग: महिलांसाठी वरदान
Oct 11, 2021

फिन्टेक उद्योग: महिलांसाठी वरदान

कोरोनामुळे वेग घेतलेल्या डिजिटलयाझेशनमुळे, भारतातील डिजिटल क्षेत्रातील लैंगिक असमानता भरून काढण्यास उत्तम संधी आहे.

भारत में प्रौद्योगिकी नीति-निर्माण : दृष्टिकोण में आमूल-चूल बदलाव की ज़रूरत
Jul 29, 2023

भारत में प्रौद्योगिकी नीति-निर्माण : दृष्टिकोण में आमूल-चूल बदलाव की ज़रूरत

भारत को भविष्य में एक प्रौद्योगिक शक्ति के रूप में सामने �

भारतातील फिनटेक, किती विश्वासार्ह?
Nov 28, 2021

भारतातील फिनटेक, किती विश्वासार्ह?

समाजातील उपेक्षित घटकांपर्यंत फिनटेकचा लाभ पोहचू शकत नाही. त्यांचा विचार फिनटेकवर आधारित व्यवस्था उभी करताना करायला हवा.

महिला मुक्तीचा ‘फिन्टेक’ मार्ग
Dec 16, 2019

महिला मुक्तीचा ‘फिन्टेक’ मार्ग

वित्तव्यवस्था आणि तंत्रज्ञान यांचा मिलाफ असणारे वित्तीय तंत्रज्ञान म्हणजे फिन्टेक हा महिलामुक्तीचा आणि गरीबी निर्मुलनाचा नवा मंत्र ठरतो आहे.