Search: For - CREDIT

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Beheading dead soldiers is a war crime; Bragging about it does no one any credit
Oct 12, 2016

Beheading dead soldiers is a war crime; Bragging about it does no one any credit

As the political debate overdegenerates into ‘mine was bigger than yours’, beheading dead soldiers are grave and indefensible by their very nature

Behind the lines of credit
Mar 30, 2015

Behind the lines of credit

The Modi government must now attempt to transition India's economic engagements towards a more deliberate, durable and definitional framework. Well-administered LoCs offer a great avenue to do this -- and therefore must be given commensurate strategic priority and attention.

Export Credit Agencies and a changing climate
Apr 19, 2018

Export Credit Agencies and a changing climate

By having progressive targets and ensuring that the targets are met, Export Credit Agencies can facilitate greater availability and accessibility of t

Improving access to Agricultural credit: New perspectives
Jan 08, 2020

Improving access to Agricultural credit: New perspectives

India’s agrarian crisis has deepened in the past several years, contributing to the slowdown of the economy. Amongst the most crucial factors affecting the country’s agricultural sector is financial inclusion. Over the years, India has attempted various measures to narrow the gap in financial inclusion for its farmers, yet the goal continues to elude the country. This paper presents a discussion of these measures, outlining the current state

India-Maldives ties: Extending additional credit lines
Oct 04, 2022

India-Maldives ties: Extending additional credit lines

India is keen on maintaining good relations with the Maldives for the larger common good of the South Asian region

India’s Lines of Credit, Development Cooperation, and G20 Presidency: A Primer
Aug 17, 2023

India’s Lines of Credit, Development Cooperation, and G20 Presidency: A Primer

Lines of Credit (LOCs) are a widely used instrument in development cooperation, including for India. The projects funded by India’s LOCs attempt to achieve a trinity of objectives: economic benefits; effective project management and completion; and nurturing and enhancing diplomatic relationship and strategic interests with the partner countries. This brief explains how India’s LOCs function, and contextualises the performance of the

India’s Open Credit Enablement Network as a Model to Empower MSMEs in Emerging Economies
Oct 09, 2023

India’s Open Credit Enablement Network as a Model to Empower MSMEs in Emerging Economies

India’s micro, small, and medium enterprises (MSME) sector is a key driver of the country’s economic and social development by fostering entrepreneurship and generating substantial employment opportunities at comparatively lower capital costs. However, inadequate access to finance is one of the most crucial barriers to the sector’s growth. Recent developments in digital public infrastructure in India could present new solutions to boost MSM

OCEN: A digital transformation of credit systems?
Dec 26, 2022

OCEN: A digital transformation of credit systems?

OCEN could emerge as a uniquely Indian digital success story in the years ahead

Public Credit Guarantee for Small Enterprises in India: An Explainer
Jun 10, 2021

Public Credit Guarantee for Small Enterprises in India: An Explainer

In many parts of the world, including India, Public Credit Guarantee Programmes (PCGP) improve access to credit for small enterprises that are unable to obtain assistance from mainstream financers. This brief discusses the relevance of PCGPs in India, their mechanisms, features, and efficiency. Although these programmes have improved access to credit for MSMEs (micro, small and medium enterprises), there are concerns regarding their efficiency an

Rethinking the relevance of existing credit rating agencies to BRICS
May 24, 2017

Rethinking the relevance of existing credit rating agencies to BRICS

Global growth is expected to experience an uptick this year due to renewed economic activity in the emerging and developing market economies. These economies have large investment requirements for infrastructure development and maintaining a sustainable level of economic growth—for which they are dependent on international credit markets. With the growing need of economies to borrow capital abroad, the role of credit rating agencies—most of t

Simpl: Platform for simplifying payments and credit wallet
Nov 03, 2020

Simpl: Platform for simplifying payments and credit wallet

India is ahead of the entire world when it comes to fintech. This is an unprecedented time, ripe for entrepreneurship.

Supplying more credit will not solve the problem of credit demand
Oct 13, 2020

Supplying more credit will not solve the problem of credit demand

Credit demand is the problem — not credit supply.

The changing nature of India’s Lines Of Credit to Africa
May 25, 2018

The changing nature of India’s Lines Of Credit to Africa

The many success stories of Indian LOC funded projects, which has been welcomed positively by Africa, indicates the point that African countries have

Women entrepreneurs’ access to credit: Gender gap in financing
Jun 21, 2022

Women entrepreneurs’ access to credit: Gender gap in financing

A more gender-inclusive approach needs to adopted by financial institutions to boost women entrepreneurship in India

After the upgrade, can FM widen our smile?
Nov 21, 2017

After the upgrade, can FM widen our smile?

Bond issuers from any country can never have a credit rating higher than their country’s rating.

Anomalies in agriculture: What are the solutions?
Mar 12, 2010

Anomalies in agriculture: What are the solutions?

It is lack of access to easy credit and high rates of interest that are behind the fall in private investment in agriculture

Baloch's silent war
Mar 19, 2015

Baloch's silent war

Several thousand Baloch men and women nationalists are known to have gone missing, and, as usual, the authorities have unleashed sectarian terrorists in Balochistan to discredit the nationalists by injecting their reliable hit men from the ASWJ, the successors to Lashkar-e-Jhangvi. They have repeatedly killed Hazara Shias in Balochistan.

Beckoning Frontiers: Virgin Vistas for Indian Security
Jan 19, 2004

Beckoning Frontiers: Virgin Vistas for Indian Security

A second Green Revolution is in the offing given the recent announcements by the central government. The highlight of Finance minister Mr Jaswant Singh¿s January 9 pre-poll sops was the setting up of a Rs. 50,000 crore Agriculture Infrastructure and Credit Fund, to be operational in four weeks and providing end use credit at 200 base points below PLR.

BNPL: क़र्ज़ का लुभावना मकड़जाल: नियामकों के लिए भी एक पहेली
Aug 09, 2023

BNPL: क़र्ज़ का लुभावना मकड़जाल: नियामकों के लिए भी एक पहेली

बीएनपीएल के बढ़ते उपयोग के संदर्भ में आरबीआई को इस बात के

BNPL—The regulatory conundrum?
Apr 30, 2022

BNPL—The regulatory conundrum?

With regard to the growing use of BNPL, the RBI would have to strike a balance to allow innovation and yet have all safeguards in place.

Bubbles and Other Troubles: Risks from Ultra Easy Monetary Policy
Aug 12, 2014

Bubbles and Other Troubles: Risks from Ultra Easy Monetary Policy

Spillovers from unconventional monetary policy in the AEs pose a systemic risk for emerging market economies (EMEs). Unconventional monetary policies to ensure cheap liquidity and easy credit conditions have been used not only in the US but in Europe as well as Japan.

Carbon trading in India: Local actions for the global commons
Jan 10, 2024

Carbon trading in India: Local actions for the global commons

Indian enterprises stand at the threshold of a lucrative venture, tapping into the thriving global carbon trading markets. These entities also play a

Central Bank Digital Currency in India: Deeper engagement and thorough exploration needed before execution
May 21, 2020

Central Bank Digital Currency in India: Deeper engagement and thorough exploration needed before execution

Maximising the effectiveness of fulfilling the essential functions of fiat money should be the primary objective of CBDC.

Confronting air pollution by setting up carbon markets
Sep 07, 2022

Confronting air pollution by setting up carbon markets

India is on the right track as it sets up carbon markets and launches of pilot ETS schemes for particulate matter in different states.

Covid-19 and its aftermath: Impact on China’s soft power
Jun 12, 2020

Covid-19 and its aftermath: Impact on China’s soft power

As the scale of global challenges swells in size, so does the need for leading ad-hoc transnational countries to prove their diplomatic proficiency. C

COVID-19 and the likely economic impact
Mar 27, 2020

COVID-19 and the likely economic impact

The crisis today is no longer bilateral, as it was when it had affected China alone.

Decarbonisation: Institutionally adrift
May 04, 2023

Decarbonisation: Institutionally adrift

Deeper professionalisation of the decision-making apparatus, with assured continuity of leadership, will prove helpful in mitigating climate change in

Defence budget and the big picture
Feb 03, 2021

Defence budget and the big picture

A strong and capable military will deter any adversary from casting an evil design. Let the situation at the borders under the pandemic times be a pus

Education and international relations
Sep 03, 2019

Education and international relations

‘Study in India’ ticks all the boxes, but without urgent systemic reforms, internationalisation of India’s higher education will remain a distan

Egypt: Elections sans democracy and liberalism
Aug 07, 2013

Egypt: Elections sans democracy and liberalism

What are Catherine Ashton and William Burns up to in Cairo? How can they convince a legally elected President overthrown by a discredited Army to share power and work together?

End of an 'era' in criminality
Oct 19, 2004

End of an 'era' in criminality

With the death of brigand Veerappan in a police encounter in Tamil Nadu's Dharmapuri district, a long and arodous era in criminality has come to an end in this part of India - nay, even the world. Not many criminals in the world in these modern times would have scalped 130 human victims, apart from the hundreds of elephants and thousands of sandalwood trees to his credit as Veerappan did.

Financial Inclusion of Women: Current Evidence from India
Aug 17, 2023

Financial Inclusion of Women: Current Evidence from India

Financial inclusion is critical to achieving the economic empowerment of women—one of the targets under the fifth Sustainable Development Goal on gender equality. In India, one in every five women lack access to a bank account. Although the country’s programmes promoting financial inclusion have increased the percentage of women having access to a bank account, wide gaps remain in account use, and access to savings and credit. Women c

Finding innovative solutions to India’s NPA woes
Aug 21, 2023

Finding innovative solutions to India’s NPA woes

Accumulated non-performing assets (NPAs) in the Indian banking system, specifically in the public sector banks (PSBs), have adverse effects on credit disbursement. An increasing amount of bad loans have prompted the banks to be extra cautious, which has dried the credit channel. Two components are key in resolving the NPA problem: the immediate task of resolving the current accumulation in the PSBs, and the more important long-term task of ensuri

Government of India’s narrative trap on Kashmir
Aug 27, 2019

Government of India’s narrative trap on Kashmir

Today, there is barely any Kashmiri voice of dissent on TV screens and in newsprint. Any dissent or outpour of anger is either shut down, belittled or

India is still healing – growth momentum to follow
Dec 06, 2021

India is still healing – growth momentum to follow

The government has to choose in a trade-off between nurturing medium-term growth via cheap credit and compromising the political present if inflation

India needs to fight recession the way China is doing
Apr 19, 2020

India needs to fight recession the way China is doing

While China may escape recession or experience it in a mild form — India is likely to experience it more harshly.

India needs to gear up for stronger economic partnership with old ally Vietnam
Aug 21, 2019

India needs to gear up for stronger economic partnership with old ally Vietnam

India should try to make its development cooperation more effective and make sure that instruments lines of credit deepen India’s economic engagements with partner countries like Vietnam.

India remains an onlooker, as Chinese institutional equity floods Africa
Aug 13, 2018

India remains an onlooker, as Chinese institutional equity floods Africa

Policymakers at the highest level in India needs to take cognizance of these developments in Africa, and take appropriate recourse to secure equity st

India's next growth engine
Jun 18, 2018

India's next growth engine

A digital revolution in MSMEs' access to credit might accelerate growth and prosperity - if policymakers focus on simplicity, access, and human capital.

India’s ‘onshoring’ vision with GIFT City
Feb 26, 2024

India’s ‘onshoring’ vision with GIFT City

India’s GIFT City aspires to integrate its economy into the global financial system, ensure capital flow and connectivity with global financial mark

Indo-Pak Mirage or Reality?
May 24, 2005

Indo-Pak Mirage or Reality?

Since January, 2004, there has been a wind of change in Indo-Pak relations for which credit has to be equally shared by Shri Atal Behari Vajpayee, the former Prime Minister, and Dr.Manmohan Singh, the present. Rhetoric has given place to seeming reason and confrontation to conviviality.

Israel, US and Terrorism
Dec 04, 2003

Israel, US and Terrorism

The presentation on Israel, US and Terrorism, by Mr.B.Raman, Convener, ORF Chennai at the weekly ORF Chennai interaction on November 29, 2003 had a first to its credit ¿ it was the first video conference carried out by the Chennai Chapter of the ORF. On this particular occasion

Kolkata hospital fire raises radiological concerns
Dec 16, 2011

Kolkata hospital fire raises radiological concerns

The recent hospital fire in Kolkata has raised several concerns on the issue of regulation of radiological units. After a review recently, the hospital's accreditation was kept in abeyance following non conformity with respect to its radiotherapy division.