Jacob Ninan is the co-founder of Kottackal Business Solutions Private Ltd. a software product development firm. He has been consulting for the World Bank (IFC) and the Asian Development Bank (ADB) mainly in the intersection of emerging technologies socio-economic security and finance. Previously he was employed with eBay Europes Products Services and Technology Team: International Air Transport Association (IATA) and various technology companies. He is an Engineer by training and a Nanyang Fellow from NTU Singapore.