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Out of the 660,000 habitations in India with a population of 100 or more, only 33,000 have a commercial bank branch. That's approximately one branch for every 20 habitations.

India's self-image needed a re-boot. This rebooting of India's 1.3 billion aspirations was conducted by the Prime Minister on the 15th of August last year. He did it with characteristic simplicity, by a simple call for "Make in India". Financial inclusion is the building block for unleashing the creative capabilities of this country.

Financial inclusion is critical to achieving the economic empowerment of women—one of the targets under the fifth Sustainable Development Goal on gender equality. In India, one in every five women lack access to a bank account. Although the country’s programmes promoting financial inclusion have increased the percentage of women having access to a bank account, wide gaps remain in account use, and access to savings and credit. Women c

In 2015, world leaders, at a historic United Nations (UN) summit adopted Agenda 2030 to galvanise action and offer pathways for achieving global sustainability. The years in the run-up to the deadline, however, are fraught with challenges that impede the ability of developing economies to access resources for realising the Sustainable Development Goals (SDGs). A crucial challenge is mobilising adequate resources from both public and private sourc

The African continent faces escalating climate threats, with rising temperatures, sea-level rise, water stress, and extreme weather events causing widespread negative consequences. This brief argues for the need to build a business case for greater adaptation investment in Africa. Climate change is already causing significant economic losses, with African countries losing 2-5 percent of GDP annually, while adaptation investments could yield retur

In many African countries—some of the most unbanked areas in the world—digital banking applications are redefining what it is to bank in economies with shallow penetration of the formal banking sector, representing an innovative force that is breaking new ground in the long-standing challenge of financial inclusion. This brief explores the emerging world of fintech in the context of Africa, outlining why financial technology applications are

Focusing on financing sustainable development, in India and elsewhere, ORF organised a conference that explored the future of global financial architecture for development and highlighted the difference between financing and implementation.

As the world confronts multiple challenges which are intricately connected, our path for development stands at a crucial juncture. In the context of the embroiling polycrisis, progress on the sustainable development goals (SDGs) has been steady but fragile with major and persistent challenges. Financing for Agenda 2030 has emerged as a major bottleneck with several developing economies, especially the least developed countries (LDCs), low-income

Climate change has emerged amongst India’s most formidable challenges to sustained GDP growth. To accelerate the implementation of the country’s commitments under the Paris Agreement and advance its progress towards the Sustainable Development Goals, finance is key. India needs to develop a comprehensive strategy and an integrated policy approach that aligns the country’s financial systems with the long-term needs of the economy while incor

India’s target of achieving 175 GW of renewable energy capacity by 2022 might appear ambitious, but it is crucial as it will have a positive impact on the country’s economic growth, energy security and the fight against climate change. Financing is emerging as the key challenge to this vision, slowing down the pace of growth; as of December 2019, over 50 percent of the 2022 target is yet to be achieved. This brief outlines India’s existing

The BRICS countries (Brazil, Russia, India, China, and South Africa) have all declared their commitment to climate action and the implementation of the Agenda 2030 Sustainable Development Goals. This brief makes a case for BRICS, as a forum, to build a strategy for financing regenerative agriculture; key should be the creation of a joint fund. If implemented correctly, the brief argues, such a strategy of giving back to the land, instead of merel

Observer Research Foundation, in collaboration with BRIDGE TO INDIA and Solar Energy Society of India, organized a round-table discussion on "Financing the Solar Projects under JNNSM" on 9th Aug, 2011.

The existence of an embedded financial network of militant organisations in Bangladesh will seriously undermine the global effort to neutralise global terrorist networks entrenched in the region.

Govt will need to spend more, but should credibly commit through institutional reform to future transparency and prudence

In 2015, the United Nations agreed to end hunger in all forms by 2030. While India has committed itself as a stakeholder in the 2030 agenda for development, its own record in reducing hunger has been less than satisfactory. Latest data from the National Family Health Survey-4 show an improvement in nutritional indicators of children under-five. However, there are huge differences across states and social groups. Nutrition should thus remain high

Climate change is the biggest development challenge that would demand sustained, meaningful investments and collective efforts, rather than individual action. The Amazon CEO’s fund could set the foundation for much greater climate action.

India-Bangladesh relations got a major boost following the meeting between India's External Affairs Minister Sushma Swaraj and Bangladesh's Foreign Minister Abul Hasan Mohammad Ali this week.

For poorer countries, funds for ‘adaptation’ make more sense than ‘mitigation’. A retreat from climate hotspots is to be explored

Globalisation has made the farm-to-fork journey complex, and with it comes the potential for food contamination in local contexts to spiral into global crises. A largely reactive food safety approach, the rapid growth in urbanisation, and climate change events are linked to the spread of food-borne illnesses, which affect hundreds of millions of people in low- and middle-income countries. This brief argues that building resilient food safety syst

The traditional urban narrative does not conceive of the relationship between food and city in direct terms. In this narrative, urbanity can be industrial, technological, cultural and innovative—and by extension, its spaces can host factories, institutions of all kinds, governments and corporations, and entrepreneurs. But urbanity cannot be agricultural—and by extension, its spaces cannot host fields, seed banks, poultries, dairies and anythi

A number of initiatives have been recently undertaken to improve the tourism sector in India. These include the introduction of tourist police at key tourist sites in Delhi and the decision to set up an inter-ministerial group to facilitate better co-ordination between the tourism and civil aviation ministries.

India has emerged as a global automotive manufacturing hub, with exports contributing a significant revenue percentage for auto firms. This growth has been driven by liberalised FDI norms, competitive market dynamics, and positive policy interventions, attracting foreign auto firms to set up plants locally. In contrast, defence manufacturing continues to lag, constrained by regulatory bottlenecks, limited foreign participation, and non-availabili

In not agreeing to have a parliamentary resolution against Sri Lanka, the Parliament has demonstrated where politics ends and policy-making on a sensitive area as external affairs and neighbourhood relations begin.

Launching the new book of Dr. C. Raja Mohan, 'Modi's World' on Friday, Indian Foreign Secretary Dr. S. Jaishankar explained the changes brought out by the foreign policy of the Modi government.

In May 2023, India’s University Grants Commission announced draft guidelines to allow foreign universities to establish operations in the country. This paper explores the potential outcomes of the decision by assessing the experiences of foreign institutions in China, the United Arab Emirates, South Korea, and Malaysia. The case studies highlight that only a few world-class universities are keen to establish campuses in foreign countries. As su

'Nuclear Security in India' Report, launched recently by former PM Envoy on Non-Proliferation Rakesh Sood, sets out a list of policy recommendations which essentially seeks to address the gaps that still remain in the overall architecture of nuclear security in the country.

On August 12, 2016 the Observer Research Foundation convened the first in a series of multistakeholder roundtables on encryption. This report is the outcome of the discussion of issues and proposal of solutions conducted at the roundtable. Being a complex, technical-legal question around access to data for law enforcement, encryption has long been a contested issue. Creating best-in-class regulation on encryption will require targeted interventio

After sending out confusing signal for months, France may have chosen the worst possible moment for intervention. Because its procrastinations allowed a whole range of potential opponents to mingle and be jointly prepared just in case the French did intervene.

France has continued to remain one of India’s trusted strategic partners, with cooperation extending across many issues.

It would be worth France, India, and Japan beginning an institutionalised and wide-ranging dialogue to ensure that the three of them can better coordinate their activities in the Indo-Pacific — not necessarily to counter China, but to encourage it to cooperate.

France will continue to work closely with the new US administration irrespective of uncertainty in President-elect Donald Trump's policies.

The trilateral partnership has the potential to emerge as an action-oriented minilateral in the broader Indo-Pacific.