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केंद्र आणि राज्य मिळून बनवणार परवडणाऱ्या घरांसाठी नवी धोरणे
Nov 04, 2024

केंद्र आणि राज्य मिळून बनवणार परवडणाऱ्या घरांसाठी नवी धोरणे

परवडणाऱ्या घरांची कमतरता दूर करण्यासाठी सरकारने केलेल्

Debating partisanship in India’s Neighborhood First policy
Oct 18, 2024

Debating partisanship in India’s Neighborhood First policy

Under its Neighbourhood First policy, India has begun to engage with less friendly regimes and has also pushed for connectivity to create leverage and

भारतीय मायक्रोफायनान्सची पन्नास वर्षे: नफ्याचा दीर्घ प्रवास
Oct 17, 2024

भारतीय मायक्रोफायनान्सची पन्नास वर्षे: नफ्याचा दीर्घ प्रवास

नियामक सुधारणा, तांत्रिक प्रगती आणि सरकारी उपक्रमांमुळ�

Aligning the centre with states and cities for affordable housing in India
Oct 15, 2024

Aligning the centre with states and cities for affordable housing in India

The government’s measures to address affordable housing shortages offer hope across income groups. However, sustained commitment to continue these m

Beyond credit scores: Redefining creditworthiness for financial empowerment
Sep 28, 2024

Beyond credit scores: Redefining creditworthiness for financial empowerment

Fintech companies are using alternative data to create new credit-scoring systems, expanding access to credit and fostering economic empowerment despi

Fifty years of Indian microfinance: The long journey to profitability
Sep 25, 2024

Fifty years of Indian microfinance: The long journey to profitability

The Indian microfinance sector has grown due to regulatory reforms, technological advancements, and government initiatives, extending credit to millio

Understanding Taliban’s diplomacy and its implications for the region
Sep 13, 2024

Understanding Taliban’s diplomacy and its implications for the region

In the following months, we can expect some other countries to also accredit the Taliban’s diplomats and enhance trade and economic cooperation with

Stronger Malaysia-India ties are not about China
Sep 04, 2024

Stronger Malaysia-India ties are not about China

Looking at the strengthened Malaysia-India ties solely through the ‘China lens’ does not give enough credit to the conscious maturing of bilateral

Embracing digital solutions for women entrepreneurs in India’s Northeast
Jun 25, 2024

Embracing digital solutions for women entrepreneurs in India’s Northeast

OCEN can potentially change the playing field for India’s MSME sector, especially in the northeastern region, with women being the biggest beneficia

सॉवरेन क्रेडिट रेटिंग: एक समीक्षा
Jun 25, 2024

सॉवरेन क्रेडिट रेटिंग: एक समीक्षा

मौजूदा क्रेडिट रेटिंग एजेंसीज की ओर से पेश होने वाली चुन�

AI आणि क्रेडिट स्कोअरिंग: अल्गोरिदमचे फायदे आणि खबरदारी
Jun 24, 2024

AI आणि क्रेडिट स्कोअरिंग: अल्गोरिदमचे फायदे आणि खबरदारी

AI-आधारित क्रेडिट स्कोअरिंगचा वापर अधिक जबाबदारीने करण्य

Sovereign Credit Ratings: A critique
Jun 17, 2024

Sovereign Credit Ratings: A critique

To address the challenges posed by existing credit rating agencies and their biases against the Global South, particularly India, several operational

AI और क्रेडिट स्कोरिंग: एल्गोरिदम से होने वाले फायदे और ज़रूरी सतर्कता
Jun 07, 2024

AI और क्रेडिट स्कोरिंग: एल्गोरिदम से होने वाले फायदे और ज़रूरी सतर्कता

AI आधारित क्रेडिट स्कोरिंग का ज़िम्मेदारीपूर्ण उपयोग सुनि

AI and credit scoring: The algorithmic advantage and precaution
May 31, 2024

AI and credit scoring: The algorithmic advantage and precaution

The responsible use of AI-based credit scoring requires ongoing efforts from both industry and regulatory bodies. Despite its promise, its implementat

India’s ‘onshoring’ vision with GIFT City
Feb 26, 2024

India’s ‘onshoring’ vision with GIFT City

India’s GIFT City aspires to integrate its economy into the global financial system, ensure capital flow and connectivity with global financial mark

Carbon trading in India: Local actions for the global commons
Jan 10, 2024

Carbon trading in India: Local actions for the global commons

Indian enterprises stand at the threshold of a lucrative venture, tapping into the thriving global carbon trading markets. These entities also play a

BNPL: क़र्ज़ का लुभावना मकड़जाल: नियामकों के लिए भी एक पहेली
Aug 09, 2023

BNPL: क़र्ज़ का लुभावना मकड़जाल: नियामकों के लिए भी एक पहेली

बीएनपीएल के बढ़ते उपयोग के संदर्भ में आरबीआई को इस बात के

Decarbonisation: Institutionally adrift
May 04, 2023

Decarbonisation: Institutionally adrift

Deeper professionalisation of the decision-making apparatus, with assured continuity of leadership, will prove helpful in mitigating climate change in

ওসেন:‌ ক্রেডিট সিস্টেমের ডিজিটাল রূপান্তর?
Jan 25, 2023

ওসেন:‌ ক্রেডিট সিস্টেমের ডিজিটাল রূপান্তর?

সামনের বছরগুলিতে ওসেন ভারতীয় ডিজিটাল সাফল্যের একটি অন�

OCEN: क्रेडिट सिस्टम यानी ऋण देने की प्रक्रिया का डिजिटलीकरण!
Jan 04, 2023

OCEN: क्रेडिट सिस्टम यानी ऋण देने की प्रक्रिया का डिजिटलीकरण!

आने वाले वर्षों में OCEN ज़बरदस्त सफलता हासिल कर जन-जन तक नि�

OCEN: A digital transformation of credit systems?
Dec 26, 2022

OCEN: A digital transformation of credit systems?

OCEN could emerge as a uniquely Indian digital success story in the years ahead

भारत-मालदीव संबंध: अतिरिक्त क्रेडिट लाइंस का विस्तार
Oct 12, 2022

भारत-मालदीव संबंध: अतिरिक्त क्रेडिट लाइंस का विस्तार

दक्षिण एशियाई क्षेत्र के व्यापक सामान्य हितों के लिए भार

भारत-मालदीव संबंध: अतिरिक्त क्रेडिट लाइंस का विस्तार
Oct 12, 2022

भारत-मालदीव संबंध: अतिरिक्त क्रेडिट लाइंस का विस्तार

दक्षिण एशियाई क्षेत्र के व्यापक सामान्य हितों के लिए भार

India-Maldives ties: Extending additional credit lines
Oct 04, 2022

India-Maldives ties: Extending additional credit lines

India is keen on maintaining good relations with the Maldives for the larger common good of the South Asian region

Confronting air pollution by setting up carbon markets
Sep 07, 2022

Confronting air pollution by setting up carbon markets

India is on the right track as it sets up carbon markets and launches of pilot ETS schemes for particulate matter in different states.

Women entrepreneurs’ access to credit: Gender gap in financing
Jun 21, 2022

Women entrepreneurs’ access to credit: Gender gap in financing

A more gender-inclusive approach needs to adopted by financial institutions to boost women entrepreneurship in India

Microfinance, low-income borrowers, and digital loans: Good intent, mixed signals
May 04, 2022

Microfinance, low-income borrowers, and digital loans: Good intent, mixed signals

To ensure responsible borrowing, FinTechs should build a credit assessment framework that the microfinance industry can adopt to help keep low-income

BNPL—The regulatory conundrum?
Apr 30, 2022

BNPL—The regulatory conundrum?

With regard to the growing use of BNPL, the RBI would have to strike a balance to allow innovation and yet have all safeguards in place.

Maharshatra's Electric Vehicle policy: Challenges with planning and implementation
Feb 09, 2022

Maharshatra's Electric Vehicle policy: Challenges with planning and implementation

The policy speed bumps in the planning and implementation of states’ EV policies need to be addressed to achieve nationwide adoption

India is still healing – growth momentum to follow
Dec 06, 2021

India is still healing – growth momentum to follow

The government has to choose in a trade-off between nurturing medium-term growth via cheap credit and compromising the political present if inflation

Magnanimous machines: Why AI work should work for people and not the other way around
Oct 17, 2021

Magnanimous machines: Why AI work should work for people and not the other way around

Machine learning allows us to replicate past patterns at an astonishing rate, we should work towards not replicating past mistakes and patterns

Putting women front and centre of India’s green recovery process
Apr 23, 2021

Putting women front and centre of India’s green recovery process

While gender has been increasingly factored into international climate policy, progress in India has been slow.

The Himalayan Challenge: India’s quest to achieve herd immunity through vaccination
Mar 11, 2021

The Himalayan Challenge: India’s quest to achieve herd immunity through vaccination

India requires the strategic aid of its private medical sector to reach its vast and segregated population.

Defence budget and the big picture
Feb 03, 2021

Defence budget and the big picture

A strong and capable military will deter any adversary from casting an evil design. Let the situation at the borders under the pandemic times be a pus

Quantitative Easing variants in Emerging Markets: Magic or madness?
Jan 23, 2021

Quantitative Easing variants in Emerging Markets: Magic or madness?

Often likened to financing fiscal deficits overnight, Quantitative Easing is meant to prevent unwarranted tightening during times of stress.

The 2020s will be decade of digital lending with payments as steppingstone
Dec 22, 2020

The 2020s will be decade of digital lending with payments as steppingstone

As we move more towards a cash-flow based system of lending, companies are building their own risk assessment models for borrowers using both payment

सिंपल: आसान पेमेंट और क्रेडिट वॉलेट के लिए प्लेटफॉर्म
Dec 04, 2020

सिंपल: आसान पेमेंट और क्रेडिट वॉलेट के लिए प्लेटफॉर्म

फिनटेक के मामले में भारत पूरी दुनिया से आगे है. ये अभूतपूर

The Three Farmers’ Bills: A wasted opportunity or a transformed reality?
Nov 25, 2020

The Three Farmers’ Bills: A wasted opportunity or a transformed reality?

The government cannot launch measures which tackle different dimensions of the agrarian crisis in isolation from each other.

Simpl: Platform for simplifying payments and credit wallet
Nov 03, 2020

Simpl: Platform for simplifying payments and credit wallet

India is ahead of the entire world when it comes to fintech. This is an unprecedented time, ripe for entrepreneurship.

Supplying more credit will not solve the problem of credit demand
Oct 13, 2020

Supplying more credit will not solve the problem of credit demand

Credit demand is the problem — not credit supply.

Industrial production remains in contraction zone, needs urgent support
Sep 16, 2020

Industrial production remains in contraction zone, needs urgent support

Any delay in taking a proactive approach on the part of the government can prove to be fatal.

Covid-19 and its aftermath: Impact on China’s soft power
Jun 12, 2020

Covid-19 and its aftermath: Impact on China’s soft power

As the scale of global challenges swells in size, so does the need for leading ad-hoc transnational countries to prove their diplomatic proficiency. C

Central Bank Digital Currency in India: Deeper engagement and thorough exploration needed before execution
May 21, 2020

Central Bank Digital Currency in India: Deeper engagement and thorough exploration needed before execution

Maximising the effectiveness of fulfilling the essential functions of fiat money should be the primary objective of CBDC.

India needs to fight recession the way China is doing
Apr 19, 2020

India needs to fight recession the way China is doing

While China may escape recession or experience it in a mild form — India is likely to experience it more harshly.